Mortgages

Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

We will charge a fee of £100 payable (non-refundable) at the outset and typically a further £595 payable (non-refundable) when you apply for a mortgage. We will also be paid commission from the lender and any such commission will be disclosed to you in writing.


Sometimes people get into debt through no fault of their own and, even if they have been to blame, want to sort things out. Fortunately, there are now some lenders willing to provide adverse credit mortgages and this short guide will help you understand what to expect.
Remortgaging means switching your mortgage to another deal with another lender. Most people remortgage because their existing deal has ended.
The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.
Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.
Your home may be repossessed if you do not keep up repayments on your mortgage
We will charge a fee of £100 payable (non-refundable) at the outset and typically a further £595 payable (non-refundable) when you apply for a mortgage. We will also be paid commission from the lender and any such commission will be disclosed to you in writing.
The Financial Conduct Authority (FCA) does not regulate some forms of mortgage

For Equity Release mortgages we will charge a fee of £250 payable (non-refundable) at the outset and typically a further £750 payable (non-refundable) when you apply for a mortgage. We will also be paid commission from the lender and any such commission will be disclosed to you in writing.

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