FOR EXPERT, PROFESSIONAL ADVICE CALL US ON 01494 451441

C_Roundel.jpg

Mortgages

Not only do you need to consider which mortgage is most suitable for you, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

We will charge a fee of £100 payable (non-refundable) at the outset and typically a further £595 payable (non-refundable) when you apply for a mortgage. We will also be paid commission from the lender and any such commission will be disclosed to you in writing.


Remortgaging means switching your mortgage to another deal with another lender without moving property.
The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.
Sometimes people get into debt through no fault of their own and, even if they have been to blame, want to sort things out. Fortunately, there are now some lenders willing to provide adverse credit mortgages and this short guide will help you understand what to expect.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.
Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.
Your home may be repossessed if you do not keep up repayments on your mortgage
We will charge a fee of £100 payable (non-refundable) at the outset and typically a further £595 payable (non-refundable) when you apply for a mortgage. We will also be paid commission from the lender and any such commission will be disclosed to you in writing.
The Financial Conduct Authority (FCA) does not regulate some forms of mortgage

For Equity Release Products we charge a fee of £750 payable (non-refundable) at the outset and typically a fee of up to 1% of the amount borrowed on completion of the mortgage.  For example, on a loan of £100,000 a fee of up to £1,750 potentially would be payable. We will also be paid commission from the lender and any such commission will be disclosed to you in writing.

Alternatively you can pay us a fee only option. With this option any commission received from the lender will be rebated to you and you will have to pay a fee of up to 2% (minimum £2,000) on completion of the mortgage, less the £750 fee that will have been paid at outset

Politics

Counting is under way but an anti-abortion campaign spokesman already concedes defeat.
There is hope, Penny Mordaunt says, as early results suggest Ireland's abortion ban will be overturned.
No Afghan civilians who worked for the Army have been resettled in the UK so far, MPs say.
The UK will build its own sat-nav system if the EU shuts it out of Galileo, the chancellor says.
A long-awaited SNP report says the country could later move towards introducing its own currency.