The latest editions of our newly branded Money Matters guides are now available to download below.
Providing topical commentary on all aspects of financial planning, these guides are intended to bring a few important, topical, issues to your attention
This month they include our latest issue of Money Matters Nov/Dec, a Guide to Creating Wealth for Children, plus informative guides on Self Invested Personal Pensions, and Stocks and Shares ISAs.
Nurturing the future – investments to provide a flying start in life
Whether you’re a relative, parent, grandparent or a friend, investing for a child’s future is one of the most important things you can do. For any investor, time is a powerful ally – so where you are investing on behalf of children, you start with a great advantage.
Putting you in control of your financial future.
In our Guide to Self-Invested Personal Pensions, we look at how the retirement landscape over the past few years has fundamentally changed for the better, giving people more choice and control over their retirement income. We can help you to structure the right retirement income for your requirements and help you make the choices to meet your needs.
Wrapping up a wide range of different investments tax-efficiently.
Stock markets may be a riskier home for your savings, but higher rewards may be possible if
you plan and take a longer-term view. Over longer periods, stocks and shares tend to deliver a
superior return to cash, despite periodic bouts of volatility.
Welcome to the final issue for 2017, featuring news, opinion, insights and analysis to help
you navigate the complexities of today’s
Inside this issue, we talk about estate planning,
which is an extremely emotional subject as people generally don’t like talking about money or death.
On page 10, we comment on new research that
shows some people would like to talk about this
subject but haven’t found the right time or just don’t know where to start. This is worrying considering Inheritance Tax receipts increased by 22.9% in the first quarter of this tax year, according to data from the Office for National Statistics.
The contents of these guides are for your general information and use only and is not intended to address your particular requirements. The content should not be relied upon in its entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of the content. Thresholds, percentage rates and tax legislation may change in subsequent Finance Acts. Levels and bases of, and reliefs from, taxation are subject to change, and their value depends on the individual circumstances of the investor. The value of your investments can go down as well as up, and you may get back less than you invested.