The latest editions of our newly branded Money Matters guides are now available to download below.
Providing topical commentary on all aspects of financial planning, these guides are intended to bring a few important, topical, issues to your attention
This month they include our latest issue of Money Matters Mar/Apr, a Guide to Income Protection, plus informative guides on Lifestyle Planning, and Stock Market Turbulence.
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Welcome to our latest edition.
Whether you are looking to create,protect or preserve your wealth for future generations, inside this issue we look at areas you may wish to discuss with us.Trying to second-guess the impact of events such as Brexit or the recent stock market correction – or even attempting to make a bet on them – rarely pays off. Instead, investors who focus on long term horizons – at least five to ten years – have historically fared much better. It’s important not to let current global uncertainties affect your financial
planning for the years ahead.
If you were one of the million people in the UK each year that find themselves unable to work due to a serious illness or injury, how would you cope financially? The Association of British Insurers 2017 findings highlight the fact that of these, many find it difficult to survive on their savings or on sick pay from work.
Welcome to our Guide to Lifestyle Planning. Making provision for a secure future, be it for yourself, your family or your business, is one of the most important steps you will ever take. Changes in your circumstances or the effects of inflation will require you to regularly review and act upon your financial situation.
The overall direction of developed stock markets is a relentless and continual rise in value over the very long term, punctuated by falls.
It’s important not to let global uncertainties affect your financial planning for the years ahead. Individuals who stop their investment planning, particularly during market downturns, can often miss out on opportunities to invest at lower prices.
Welcome to our first edition of 2018.
The New Year is the perfect time
to overhaul your life for the better,
and one excellent place to start is by making
solid financial resolutions that can help get
you closer to your money goals, whether it’s
increasing your retirement provision, looking
to mitigate a potential Inheritance Tax bill or
reviewing your level of protection in the event
of an unexpected event.
Welcome to our Guide to Estate Preservation. Wealth transfer has
become an important issue for many families today. Individuals with
assets of any size should prepare for their eventual transfer whilst
making provision for any tax or legal consequences.
Breaking up is hard to do!
Divorce and pensions are very significant. A pension could be a couple’s most valuable
matrimonial asset, in some cases worth more than the equity in the family home. As such, it
is important that pensions are considered in the financial settlement if a couple decides to
divorce or dissolve their registered civil partnership. All the money you’ve saved into it (except
for your basic State Pension) will be taken into account when your assets are divided.
It’s important to take the time to give your finances a year-end check-up. The 2017/18 tax year ends on 5 April 2018, with the new tax year beginning the following day, on 6 April. These are important dates for financial planning, so it’s important you don’t miss the chance to make the
most of valuable tax-efficiencies and allowances.
The contents of these guides are for your general information and use only and is not intended to address your particular requirements. The content should not be relied upon in its entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of the content. Thresholds, percentage rates and tax legislation may change in subsequent Finance Acts. Levels and bases of, and reliefs from, taxation are subject to change, and their value depends on the individual circumstances of the investor. The value of your investments can go down as well as up, and you may get back less than you invested.