Chiltern Consultancy Guides

Working out the complex financial jigsaw can be a time consuming process in this busy world and often results in confusion or misinterpretation of key information.

Here at Chiltern we help you put all of the right pieces together to complete this jigsaw and provide the most appropriate and beneficial solution for your requirements.
We have produced a series of guides and brochures to provide you with a general appreciation of the relevant topics

If you would like to discuss any of them (or any other aspect of your financial planning) in detail, please telephone us on 01494 451441 or email us at enquiries@chilternconsultancyltd.com

PLEASE NOTE:
The contents of these guides are for your general information and use only and is not intended to address your particular requirements. The content should not be relied upon in its entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of the content. Thresholds, percentage rates and tax legislation may change in subsequent Finance Acts. Levels and bases of, and reliefs from, taxation are subject to change, and their value depends on the individual circumstances of the investor. The value of your investments can go down as well as up, and you may get back less than you invested.

Our Investment Process

Deciding how best to invest your money can be daunting. With so many options available and so many uncertainties, how do you choose what’s right for you? Our job is to eliminate as much of that uncertainty as possible and to work with you to identify the most appropriate way for you to achieve your financial goals. Our Investment Process is designed with that in mind.

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Our Investment Process 


 

Investment Planning and Specialist Investment Planning

The Investment Planning guide is designed to give you a quick snapshot of a range of different investment vehicles available. It is important to note that the value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

Chiltern Consultancy are able to give advice to clients who wish to reduce their income tax, capital gains tax and inheritance tax.

Speak to one of our expert advisers on 01494451441 or download a guide below

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Investment Planning

Specialist Investment Planning


 

Pension Planning

We all know it’s important to plan for retirement, but many of us are still not planning well, or early enough. Despite all the media headlines and Government initiatives, many of us still have a ‘tomorrow will do’ attitude.

To find out more please talk to one of our experts on 01494 451441

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Pension Planning


 

Estate Planning

Passing wealth down the generations has been a family objective for centuries. In recent times the taxation burden on inherited wealth has affected more and more individuals and become of increasing concern. We work with clients to find the most suitable lifetime planning solutions for them from the many options available to mitigate the impact of inheritance tax. 

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Estate Planning


 

Business Protection and Protection Planning

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong. It can provide an essential safety net for all types of business.

The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. With this in mind, it makes sense to periodically review your cover with the help of a professional financial adviser. 

For more information download one of our Guides below or speak to one of our expert advisers on 01494 451441

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Business Protection

Protection Planning


 

Later Life Care

Chiltern have put together a comprehensive guide that helps to explain the options and solutions that are available to you and your family. These include how to make the most of your money when funding for care fees is required.

Talk to one of our experts on 01494 451441

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Later Life Care 


 

Personal Finance

British households turned more downbeat about their finances in May, according to a survey that hinted at weakness in the consumer economy which has been one of the bright spots for Britain during the Brexit ructions.
Banks in Britain could face fines if they make selective and arbitrary decisions about compensating customers who have fallen victim to fraud, the Financial Conduct Authority's head of enforcement said on Wednesday.
Britain's company pension schemes, grappling with ageing former employees and low investment returns, may start to transfer their assets into new so-called superfunds in the coming weeks, according to people involved in the process.
Britain's unemployment rate fell to its lowest since the mid-1970s in early 2019 as employers hired in the run-up to the original date for Britain's EU departure, but there were signs that Brexit was beginning to weigh on the jobs boom.
A legal duty for banks to act in the best interests of their customers may be needed, British lawmakers said on Monday, piling pressure on regulators to step up protection of consumers after a string of mis-selling scandals spanning decades.