Our people are very important to us, as is making certain we provide you with the best possible professional financial advice. Below is a short biography for each of our colleagues together with their contact telephone number. For further contact details please see our "Contact Us" page.
Mike has a client base that has been established over 30 years in Financial Services. His focus has been mainly on corporate clients where group personal pensions and a range of employee benefits are offered. He also provides advice to high net worth individual clients on investments and pensions. Most of his career has been in a managerial capacity including compliance, training & development and establishing businesses with the focus being the marketing and distribution of financial services.
Mike is married with two grown up children and has always retained his interest in sports and is a very keen golfer.
His advisory skills include pre and post retirement planning for clients, in order to ensure that they are making the most of their pension and investment assets. This type of planning incorporates the lead up to retirement, during retirement and later life planning. In undertaking this work there are often other considerations that come into play such as inheritance tax planning and trustee investments. All these advice areas require a diligent and personal approach which is something that Shaun has become well known for, not only amongst his own clients but also with the accountancy and solicitor firms where he heads up an introducer relationship. This range of skills allow Shaun to provide comprehensive financial advice to both personal and business clients alike and this has proven extremely useful as more and more nowadays these two areas of client's lives are inextricably linked.
Shaun is married with two children, he enjoys foreign travel and still manages to play five-a-side football every week, something he intends to continue as long as his knees will last.
In 2015 Angela became a Director of Chiltern Consultancy, taking responsibility for the compliance function of the practice. She also provides technical support and client liaison on cases, as well as being responsible for Chiltern's clients who sponsor Workplace Pension Schemes and Employee Benefits.
Outside of the office, Angela is a keen sports enthusiast; she plays league hockey for her local team and is a keen runner, completing the London Marathon in April 2018.
Substantial experience of developing marketing collateral through, websites, social media, digital and print campaigns, brochures and catalogues and event management all to demanding deadlines.
Frank is married with 3 grown up children, interested in all sports, an ex Semi-Pro footballer, FA Level 1 and 2 Qualifications, a Grade 3 Referee, and also a keen golfer.
In 2003 Wayne was approached by Grant Thornton to join their asset management division to look after the discretionary investment funds of high net worth individuals, charities and pension schemes. From there, he moved into the broader financial advice arena and it was only a matter of time before the attraction of operating as a truly independent financial adviser became too hard to resist. Wayne joined Chiltern Consultancy in March 2010 and is Chair of the Investment Committee. He oversees the investment process and research functions, as well as providing a bespoke solution to meet client expectations. He is a Chartered Fellow of the Chartered Institute of Securities and Investments, holding (amongst others) the level six Diploma in Investment Compliance.
When not following the fortunes of the Stock Market, Wayne turns his attention to his beloved Fulham FC and at the weekend can be seen out with his two children "rolling old-skool" on whichever of his 1980's BMX bikes takes his fancy.
Nick primarily works within the professional market, advising clients that have been referred to him by their accountant or solicitor. As an experienced corporate financial planner, he supports directors and executive clients in relation to:
• Auto Enrolment implementation and compliance
• Retirement exit strategies (including workplace retirement planning)
• Estate planning – including wealth creation, investment portfolio construction, later life care strategies, equity release, lifetime mortgages and other on-going requirements.
Through a holistic approach, Nick helps his clients to consider and define their individual planning objectives. He explains the options available and supports clients in making informed choices that provide them with confidence in their financial future.
Nick is a keen swimmer and motorcycle tourer, he is currently renovating an old BMW R80, as well as a lifelong rugby enthusiast. Having played for High Wycombe RUFC for over 25 years, former Chairman, now honorary Life Vice President, Nick has now taken on the responsibility of Head of Sponsorship. His local club and sporting interests mean that he doesn’t have much time for his other passion – supporting the Campaign for Real Ale (CAMRA). However, he has succeeded several times in combining these pursuits by organising fundraising beer festivals for his rugby club.
He joined Chiltern Consultancy in 2006 after a period of employment with a major bancassurer. In 2005 he was awarded the Worshipful Company of Insurer's annual prize for achieving the best results in the country in his Certificate in Financial Planning exams. He works closely with private and commercial clients to help them achieve their long term financial planning objectives.
In the little spare time available that is not taken up by his young family Stuart is a keen wine enthusiast and he holds a Diploma in Wine and Spirits.
In 2004, Stuart and his family moved ‘down south’ from Birmingham, at which time he began providing face-to-face advice to clients and he joined Chiltern Consultancy in May 2011. He is passionate about providing tailored, holistic advice to his clients, and adding value over time through long term relationships. His knowledge of investment platforms and investing in general is a particular strength and this has enabled Stuart to help many clients that have become disenchanted with the ever declining levels of service they have experienced from their traditional bank/building society.
Outside of the office, Stuart enjoys most sports, and recently came out of cricketing retirement and he has enjoyed what can only be described as "intermittent" success.
Peter is a Chartered Tax Adviser and an Associate Member of the Institute of Bankers. In 1999 he qualified as a Certified Financial Planner, an internationally recognised qualification in financial planning. Peter advises internally referred clients and clients from accountants and solicitors. He specialises in holistic lifestyle planning, investment portfolio construction, trust planning and solutions designed to reduce the burden of income tax, capital gains tax and inheritance tax.
Peter's diverse background and experience is greatly valued by his clients where thinking outside the norms of financial planning is paramount.
Peter works remotely from the High Wycombe practice of Chiltern Consultancy and has clients in Kent, south west London and the Thames Valley.
Edward joined Chiltern Consultancy in 2006 and now specialises in retirement planning. In order to provide a more holistic service for clients he works closely another Chiltern adviser, Peter Smith. Edward is Diploma qualified and is working towards his Chartered status.
A qualified adviser since 2009, Cathrin joined Chiltern in December 2014. Experience has shown her that clients benefit most when a trusted relationship is built over time; she promotes advice as an ongoing service to help her clients achieve their objectives not only in the short, but also in the longer term.
Working life aside, Cathrin enjoys a spot of painting, only recently securing a much-coveted first prize in the art category at the Chalfont St. Giles village fair.
Michael’s qualifications allow him to take a truly holistic approach to financial planning which, in turn, help him to help clients experience a more meaningful life. This approach is also key when clients face difficult financial decisions about their long term financial security as Michael can confidently help them to identify and achieve the future they want.
Michael can help clients feel in control of their finances and make sense of all their pensions investments and protection polices they have accumulated over the years by presenting them with a simple, well organised tax efficient financial strategy to achieve the life they want as soon as possible.
His clients are:
• Professionals and self-employed people with a pressurised life who need to ensure their own and their children’s future.
• People planning to leave the treadmill, who often don’t know what to do or be next and need to remain financially secure come what may.
• Existing retirees who need to ensure their financial security while helping their children.
• People who have inherited money.
• People planning for later life.
Michael lives in Hertfordshire with his wife Sharon and three young children. He loves taking them on camping holidays in France, Italy and the Peak District to experience the wide open spaces and mountains. He has an interest in classic cars, and to relax he does Pilates and loves gardening.
Outside of the office, Richard enjoys most sports and he embarks on an annual walking holiday, although these are getting to be more of a challenge each year
After becoming a casualty of a round of banking redundancies in 2012, Sue took a change of direction to become a paraplanner joining Chiltern Consultancy in May 2013. In this new role she provides full support to the clients of one of the directors of Chiltern Consultancy, Shaun Clarke. Her ten years of experience as an adviser puts Sue in an excellent position to provide exactly the right amount of support at exactly the right time. She continues to build on the existing client relationships and clients really do value her attention to detail and highly personalised communications.
Sue is married with two children. In her spare time she enjoys supporting her daughter in achieving her dancing exams and competing in dance competitions, which takes them all over the country. She also enjoys spending time with family and friends.
Noel is Married with two young children and is a lover of most sport especially football and golf (on a good day). He spends most of his spare time with his family and friends and on occasion does not mind a good Jigsaw puzzle.
Ehsan’s next move was once again with an independent adviser firm but this time there was much more focus on investment product and fund research which is something Ehsan has a really keen interest in. He joined Chiltern Consultancy in October 2015 to further develop his skills and technical knowledge so that he can apply them in his role as a Paraplanner. In his spare time Ehsan likes to go the gym and spend time with friends and family.
After graduating he moved back home, and was offered a temporary job within a small IFA firm after impressing his employer he was offered a full-time role. This is where Ameen decided working in financial services was the right choice for him and embarked on his career. Since joining Chiltern in 2016 he has subsequently become Diploma qualified and is now aiming to become a Financial Adviser.
This was a fantastic experience and Olivia loved living and working in such a vibrant environment however decided that London was not where she wanted to permanently live. She moved to Oxford in 2017 where she lives with her partner who has lived locally all his life. Oxford has stolen her heart and she loves the mix of countryside and thriving city that Oxford has to offer.
Olivia is currently studying towards the Diploma in Financial Services and outside of work enjoys the fabulous restaurants and shops Oxfordshire has to offer.
Outside of work Sue has become very involved with the ‘Hearing Dogs for the Deaf’ and looks after the dog allocated to her whilst specialist training is provided, which will eventually see the dog placed with someone who requires it for companionship, safety and awareness. Sue feels this is particularly rewarding and has kept in touch with the recipients of the dogs she has looked after.
Prior to working with Mike and then Chiltern, Stacey worked as a buyer for Johnson & Johnson for many years before starting a family. She enjoys keeping fit and healthy and belongs to a local gym where she regularly attends various exercise classes. When she is not in the gym or at work she enjoys holidaying with her family at her house in Bulgaria.
Her new role is focussed solely on making sure that corporate clients that we have advised and implemented a new ‘workplace pension’ scheme for, meet all aspects of what is required by The Pensions Regulator (TPR) at all times. In relation to these types of pensions there is some very specific administration needed at the point the scheme is set up and on an on-going basis. Employers must adhere to these requirements in order to remain compliant with the ‘workplace pension’ rules and that is where Estelle comes into her own.
Estelle’s work background before Chiltern Consultancy was in bookkeeping/accounts administration, something that has proven extremely useful in her new pension administration role.
Estelle is married with 2 grown up sons and outside of work she enjoys walking her dog and weekly Pilates.
In his spare time, Barry enjoys watching Rugby Union and is a keen photographer.
Having known Nick Kidby and Mike Foster for some 30 years through his career contact at Providence Capital / Old Mutual, Robin was asked if he would consider joining Chiltern Consultancy to provide Nick support with help to build and develop client relationships. This he eventually did joining Chiltern Consultancy in February 2017 eager to continue his career supporting Investment and Retirement needs for its Clients, these mainly, with successful self-employed or small Limited Company’s business owners. Nick and Robin take pride in providing a logical common-sense approach by developing solutions for those clients that require flexibility so they can make the best choices for their future. Holistic financial planning allows our clients to build long term relationships with Chiltern Consultancy helping clients through their life stages, from building a home, family, onto retirement ensuring that each generation secure their future welfare through appropriate financial planning.
Robin’s hobbies involve some sport (but he says he must be practical at 60!) he manages to find time to walk, enjoy his gardening, cooking with Dee as well as their love of Foreign Travel, not forgetting Grandpop’s duties with his 13-month-old Grandson Teo!
Outside of work she loves spending time with family & friends, walking her slightly loopy Chocolate Labrador and going on holidays that make up for not going travelling. So far managing to tick 26 countries off her ever-growing list. She is also a keen photographer and has completed a silver jewellery making course.
She shortly returned to America where she set up home in San Francisco and lived there for almost 10 years. While living in the US she experienced various roles, starting (as most Americans do) as a waitress, going onto become the manager of a small Italian restaurant. She took a change in career and began work in a Real Estate office, as a Property Manager Co-ordinator, then moved on to become a Resident Manager of a 52 home Condominium complex.
In 1993 she moved back to England with her twin daughters and met her husband and now has a son. Since her return home she continued working in an office environment for a few years, then returned to working as a Pharmacy Technician for 10 years. In April 2018 Carol joined Chiltern Consultancy on a part time basis.
Carol likes to socialise with friends and family, is an active member of her village Fayre committee and still has a love of travel and takes advantage, as much as possible, to visit parts of the world she hasn’t yet seen.