Our people are very important to us, as is making certain we provide you with the best possible professional financial advice. Below is a short biography for each of our colleagues together with their direct contact telephone number. For further contact details please see our "Get in Touch" page.
Mobile. 07770 747495
Mike has a client base that has been established over 30 years in Financial Services. His focus has been mainly on corporate clients where group personal pensions and a range of employee benefits are offered. He also provides advice to high net worth individual clients on investments and pensions. Most of his career has been in a managerial capacity including compliance, training & development and establishing businesses with the focus being the marketing and distribution of financial services.
Mike is married with two grown up children and has always retained his interest in sports and is a very keen golfer.
Mobile. 07721 336967
His advisory skills centre on retirement planning to ensure that clients are making the most of their pension and investment assets. This type of planning incorporates the lead up to retirement, the period during retirement and later life planning also. In undertaking this work there are often other considerations that come into play such as inheritance tax planning and protection and Shaun’s experience in these matters has proven invaluable.
Advice in the above areas requires a diligent and personal approach which is something that Shaun has become well known for, not only amongst his own clients but also with the accountancy and solicitor firms he works with to provide financial advice to their clients. This range of skills enable Shaun to provide comprehensive financial advice to personal clients and business clients alike, something which has proven extremely useful as more and more nowadays these two areas of client's lives are inextricably linked.
Shaun is married with two (adult) children, and he enjoys playing golf and foreign travel.
Mobile. 07782 390218
In 2015 Angela became a Director of Chiltern Consultancy, taking responsibility for the compliance function of the practice. She also provides technical support and client liaison on cases, as well as being responsible for Chiltern's clients who sponsor Workplace Pension Schemes and Employee Benefits.
Outside of the office, Angela is a keen sports enthusiast; she plays league hockey for her local team and is a keen runner, completing the London Marathon in April 2018.
Mobile. 07507 765722
Substantial experience of developing marketing collateral through, websites, social media, digital and print campaigns, brochures and catalogues and event management all to demanding deadlines.
Frank is married with 3 grown up children, City & Guilds HND (Hons) in Printing and is interested in all sports, an ex Semi-Pro footballer, FA Level 1 and 2 Qualifications, a Grade 3 Referee, and also a keen golfer.
Mobile. 07890 940823
In 2003 Wayne was approached by Grant Thornton to join their asset management division to look after the discretionary investment funds of high net worth individuals, charities and pension schemes. From there, he moved into the broader financial advice arena and it was only a matter of time before the attraction of operating as a truly independent financial adviser became too hard to resist. Wayne joined Chiltern Consultancy in March 2010 and is Chair of the Investment Committee. He oversees the investment process and research functions, as well as providing a bespoke solution to meet client expectations. He is a Chartered Fellow of the Chartered Institute of Securities and Investments, holding (amongst others) the level six Diploma in Investment Compliance.
When not following the fortunes of the Stock Market, Wayne turns his attention to his beloved Fulham FC and at the weekend can be seen out with his two children "rolling old-skool" on whichever of his 1980's BMX bikes takes his fancy.
Mobile. 07774 264356
Nick primarily works within the professional market, advising clients that have been referred to him by their accountant or solicitor. He is an experienced personal & corporate financial planner, supporting, individuals, directors and executive clients in relation to:
• Protecting personal and business assets – building & implementing strategies for Retirement & later life, including workplace retirement exit planning.
• Estate advice – including wealth creation, investment portfolio construction, helping Trustees meet their obligations, later life care & financial wellbeing, supporting individual’s and their attorneys to meet objectives, equity release, lifetime mortgages in support of care or financial independence with on-going requirements.
Through a holistic approach, Nick helps his clients to consider and define their individual or business planning objectives. He explains the options available and supports clients in making informed choices that provides confidence for their financial future.
Nick is a keen swimmer and motorcycle tourer, as well as a lifelong rugby enthusiast. Having played for High Wycombe RUFC for over 25 years, former Chairman, now honorary Life Vice President. Nick supports High Wycombe Cricket Club another of his sporting interests. However, he has succeeded several times in combining these pursuits by helping organise fundraising for these clubs as well enjoying both as a Social Member now.
Mobile. 07801 492888
Stuart obtained a Master of Engineering degree from the University of Southampton in 1998 and worked in the automotive engineering sector for several years before switching to financial services in 2005, initially working for a major bancassurer. In the same year he was awarded the Worshipful Company of Insurer's annual prize for achieving the best results in the country in his Certificate in Financial Planning exams. The independent advice sector beckoned and he joined Chiltern Consultancy in 2006.
He works closely with clients to help them achieve their long-term financial planning goals and objectives. True to his engineering origins he focuses on the practical application of planning technicalities and strives to bring these to life in a readily understandable way.
In the little spare time available that is not taken up by his young family Stuart is a keen wine enthusiast and he holds a Diploma in Wine and Spirits.
Mobile. 07514 259727
In 2004, Stuart and his family moved ‘down south’ from Birmingham, at which time he began providing face-to-face advice to clients and he joined Chiltern Consultancy in May 2011. He is passionate about providing tailored, holistic advice to his clients, and adding value over time through long term relationships. His clients include those in the accumulation stage of their financial life, through to clients who are enjoying retirement. A large proportion of his time is spent with clients who are planning the transition into retirement; a process which enables clients to better understand the resources that they have built, and how they can be used efficiently. Stuart’s advice often involves the use of cashflow modelling which helps to bring the financial planning process to life.
Outside of the office, Stuart enjoys most sports, and recently came out of cricketing retirement and he has enjoyed what can only be described as "intermittent" success.
Mobile. 07789 220116
Edward joined Chiltern Consultancy in 2006 and now specialises in retirement planning. In order to provide a more holistic service for clients he works closely another Chiltern adviser, Peter Smith. Edward is Diploma qualified and is working towards his Chartered status.
Mobile. 07859 032287
Michael’s qualifications allow him to take a truly holistic approach to financial planning which, in turn, help him to help clients experience a more meaningful life. This approach is also key when clients face difficult financial decisions about their long term financial security as Michael can confidently help them to identify and achieve the future they want.
Michael can help clients feel in control of their finances and make sense of all their pensions investments and protection polices they have accumulated over the years by presenting them with a simple, well organised tax efficient financial strategy to achieve the life they want as soon as possible.
His clients are:
• Professionals and self-employed people with a pressurised life who need to ensure their own and their children’s future.
• People planning to leave the treadmill, who often don’t know what to do or be next and need to remain financially secure come what may.
• Existing retirees who need to ensure their financial security while helping their children.
• People who have inherited money.
• People planning for later life.
Michael lives in Hertfordshire with his wife Sharon and three young children. He loves taking them on camping holidays in France, Italy and the Peak District to experience the wide open spaces and mountains. He has an interest in classic cars, and to relax he does Pilates and loves gardening.
Mobile. 07796 132798
Tony holds the Diploma in Regulated Financial Planning as well as being qualified to provide advice on long term care and equity release. He is a member of the Personal Finance Society and the Chartered Insurance Institute and working towards becoming a Chartered Financial Planner and Fellow of the Chartered Insurance Institute. Tony really enjoys helping others make sense of their finances and put in place medium to long term goals which can help clients to reduce the anxiety around their plans and ensure they don't run out of money. He focuses on building long term trusted relationships by offering client focused advice services specifically tailored to clients in Oxfordshire and the surrounding areas.
When not providing financial advice Tony enjoys being run ragged by his two young daughters and is passionate about health and fitness. As a keen marathon runner and Ironman Triathlete, Tony coaches endurance athletes and first time marathon runners as well as helping people to live healthier lifestyles.
Tony believes in the importance of working on the three healths, Physical Health, Mental Health and Financial Health.
“I help clients take control of their financial wellbeing so they become healthier and more financially resilient, leaving them to worry less and enjoy life more.’
Mobile. 07803 068579
He is a member of the Personal Finance Society and the Chartered Insurance Institute and after completing the Diploma in Regulated Financial Planning is now working toward Chartered status. He adopts a focus on holistic financial planning, ensuring that a full and complete plan is created to give the maximum level of comfort to clients in achieving their goals. Jon specialises in retirement planning, investments, and protection; whether it be helping younger clients prepare for their future or more senior clients to make the most of what they have worked so hard for. He holds the certificate in Discretionary Investments Management and is keen to ensure that all clients can adopt an investment strategy that meets their aims and objectives.
Outside of work Jon can be seen in his lycra on two wheels (although not a sight for sore eyes) or watching his beloved Charlton Athletic. Sport of any kind interests Jon who is also a keen Cricketer and Table Tennis player, and he also loves to travel and experience different cultures.
Mobile. 07979 463993
Since 2008 Richard has worked specifically as a paraplanner, supporting one or more advisers and their associated clients. He joined Chiltern in January of 2014. He achieved his Advanced Diploma in June 2014 and as a result obtained Chartered Financial Planner status. He subsequently, in May 2018, became a Fellow of the PFS and CII.
Richard currently heads up the Paraplanning team at Chiltern as well as providing direct paraplanning support for Mike Foster and is one of the company’s appointed Pension Transfer Specialists.
Outside of the office, Richard enjoys most sports and he embarks on regular walking holidays and in June 2019 “survived” the Inca Trail.
After becoming a casualty of a round of banking redundancies in 2012, Sue took a change of direction to become a paraplanner joining Chiltern Consultancy in May 2013. In this new role she provides full support to the clients of one of the directors of Chiltern Consultancy, Shaun Clarke. Her ten years of experience as an adviser puts Sue in an excellent position to provide exactly the right amount of support at exactly the right time. She continues to build on the existing client relationships and clients really do value her attention to detail and highly personalised communications.
Sue is married with two children. In her spare time she enjoys supporting her daughter in achieving her dancing exams and competing in dance competitions, which takes them all over the country. She also enjoys spending time with family and friends.
Noel is Married with two young children and is a lover of most sport especially football and golf (on a good day). He spends most of his spare time with his family and friends and on occasion does not mind a good Jigsaw puzzle.
Matt was awarded a golf scholarship in North Carolina alongside this he completed his B.A. in Business management, and went on to further his education with a Masters of Business Management. In his spare time Matt enjoys playing golf, going to the gym and walking his dog.
Emma is a Chartered Financial Planner, with a particular specialism on the investment side of wealth creation after focusing her chartered exams in this area, she has a real passion for fund analysis and portfolio building.
Emma is married and has a young son. In her spare time she enjoys swimming (with and without son!) and travelling around the world, especially the US and south east Asia, to sample the local food and wine.
Nic lives in High Wycombe with her husband and two young children. In her spare time she enjoys eating out and spending time with friends and family. She is also looking forward to getting back to volunteering for first aid duties with St. John Ambulance, who she has been a first aider with for 12 years.
Involvement in two complex pension and investment transfer reviews followed before taking some time out from 2017 to pursue his love of the outdoors, trekking to Everest Base Camp and the summit of Mount Kilimanjaro.
With a slight change of direction, Andy joined a local firm of Independent Financial Advisers in 2019 as a Paraplanner, specialising in pensions, investments, IHT planning and Cashflow modelling before taking up a Senior Paraplanner role with Chiltern Consultancy in March 2022.
Outside of work, and as a 3-time Ironman triathlon finisher, Andy still pursues fitness goals, often with his wife, Sylvie and border collie in tow. He admits to being a bit of an F1 nut, who has been fortunate to combine his love of foreign travel, the natural world and photography with many F1 weekends around the globe.
Grew up in Cambridgeshire and left for the bright lights of London for university life and recently moved to the Thames Valley after being newly married.
Outside of work enjoys competitive rowing, river jaunts on the paddleboard, skiing, cycling and running.
Izzy has grown up in the local area and is currently living in Oxfordshire. She enjoys running in her free time, as well as participating in musicals at her local theatre.
Her career started as a personal assistant in 1997 for Media24, a leading media company in Cape Town, South Africa. She then joined the financial services industry in South Africa in 2000. She started as a personal assistant/paraplanner to advisers contracted to Liberty Life. She then moved on to a Pension Administrator role at a private administrator firm and was swiftly promoted to Principal Officer of two Umbrella pension schemes. In April 2019 she relocated to England with her husband and now, teenage son. She became Diploma qualified in Regulated Financial Planning in November 2022 and is also a member of the Chartered Insurance Institute. She’s a firm believer that great things never come from comfort zones.
In her spare time, she loves to play mom’s taxi for her son to all his sports activities, loves walking/running in the beautiful countryside of Buckinghamshire & Oxfordshire, trying new baking recipes, and can get lost in the art of greeting card making.
Outside of work Sue has become very involved with the ‘Hearing Dogs for the Deaf’ and looks after the dog allocated to her whilst specialist training is provided, which will eventually see the dog placed with someone who requires it for companionship, safety and awareness. Sue feels this is particularly rewarding and has kept in touch with the recipients of the dogs she has looked after.
She started her career in Financial Services in 1999, working for a number of providers and various IFAs both in London and the West Country. Emma has two children and in 2012 the family moved to The Netherlands for work. They ended up staying for 8 years, during which time they discovered what an amazing country it is. They moved back to the UK in the summer of 2020, during the Covid Pandemic.
Emma joined Chiltern Consultancy in August 2022 as Office Administrator, supporting Sue Foster.
In her spare time, Emma enjoys traveling abroad, cooking and running. She is also the wife of an avid F1 fan, which ultimately makes her an F1 fan too. The family also recently adopted a cat called Dilys.
Her new role is focussed solely on making sure that corporate clients that we have advised and implemented a new ‘workplace pension’ scheme for, meet all aspects of what is required by The Pensions Regulator (TPR) at all times. In relation to these types of pensions there is some very specific administration needed at the point the scheme is set up and on an on-going basis. Employers must adhere to these requirements in order to remain compliant with the ‘workplace pension’ rules and that is where Estelle comes into her own.
Estelle’s work background before Chiltern Consultancy was in bookkeeping/accounts administration, something that has proven extremely useful in her new pension administration role.
Estelle is married with 2 grown up sons and outside of work she enjoys walking her dog and weekly Pilates.
She then set up home in San Francisco and lived there for almost 10 years. While living in the US she worked in various roles, starting (as most Americans do) as a waitress, going onto become the manager of a small Italian restaurant. She took a change in career and began work in a Real Estate office, as a Property Manager Co-ordinator, then moved on to become a Resident Manager of a 52 home Condominium complex.
In 1993 she moved back to England with her twin daughters and met her husband and now has a son.
In April 2018 Carol joined Chiltern Consultancy on a part time basis as a Receptionist.
Carol likes to socialise with friends and family, is an active member of her village Fayre committee and still has a love of travel and takes advantage, as much as possible, to visit parts of the world she hasn’t yet seen.