C_Roundel.jpgThe Team

Our people are very important to us, as is making certain we provide you with the best possible professional financial advice. Below is a short biography for each of our colleagues together with their contact telephone number. For further contact details please see our "Contact Us" page.

Mike Foster DipPFS, AE,
Mike Foster DipPFS, AE, , Independent Financial Adviser / Chief Executive Officer
Tel. 01494 451441
Mobile. 07770 747495
Email. mfosterchilternconsultancyltd.com
As a co-founder of Chiltern Consultancy. Mike has played a lead role in the establishment of strategic business relationships with firms of accountants, solicitors and management consultants. Mike is committed to further developing the Chiltern Consultancy brand and corporate philosophy by only recruiting independent financial advisers who have aspirations to attain the highest level of professional qualifications i.e. diploma, or chartered status, as he feels this will create the credibility and recognition necessary to work closely with other professional firms.

Mike has a client base that has been established over 30 years in Financial Services. His focus has been mainly on corporate clients where group personal pensions and a range of employee benefits are offered. He also provides advice to high net worth individual clients on investments and pensions. Most of his career has been in a managerial capacity including compliance, training & development and establishing businesses with the focus being the marketing and distribution of financial services.

Mike is married with two grown up children and has always retained his interest in sports and is a very keen golfer.
Shaun Clarke DipPFS
Shaun Clarke DipPFS, Independent Financial Adviser / Business Development Director
Tel. 01494 451441
Mobile. 07721 336967
Email. sclarkechilternconsultancyltd.com
Shaun has been providing financial advice to clients since 1988, becoming an independent financial adviser in 2001. In 2009 he became a director of Chiltern Consultancy, taking responsibility for the marketing of the practice. He is a member of the Personal Finance Society (PFS) of Financial Advisers by way of diploma and is also a member of the Chartered Insurance Institute (CII).

His advisory skills include pre and post retirement planning for clients, in order to ensure that they are making the most of their pension and investment assets. This type of planning incorporates the lead up to retirement, during retirement and later life planning. In undertaking this work there are often other considerations that come into play such as inheritance tax planning and trustee investments. All these advice areas require a diligent and personal approach which is something that Shaun has become well known for, not only amongst his own clients but also with the accountancy and solicitor firms where he heads up an introducer relationship. This range of skills allow Shaun to provide comprehensive financial advice to both personal and business clients alike and this has proven extremely useful as more and more nowadays these two areas of client's lives are inextricably linked.

Shaun is married with two children, he enjoys foreign travel and still manages to play five-a-side football every week, something he intends to continue as long as his knees will last.
Angela Dickson BA(Hons), FPFS
Angela Dickson BA(Hons), FPFS, Chartered Financial Planner / Compliance Director
Tel. 01494 451441
Mobile. 07782 390218
Email. adicksonchilternconsultancyltd.com
Angela has been in the financial services sector since 2001 and with Chiltern Consultancy since 2005. She is a member of the Personal Finance Society of Financial Advisers & the Chartered Institute of Insurance and became a Chartered Financial Planner in January 2010 and achieved Fellowship in 2011.
In 2015 Angela became a Director of Chiltern Consultancy, taking responsibility for the compliance function of the practice. She also provides technical support and client liaison on cases, as well as being responsible for Chiltern's clients who sponsor Workplace Pension Schemes and Employee Benefits.
Outside of the office, Angela is a keen sports enthusiast; she plays league hockey for her local team and is a keen runner, completing the London Marathon in April 2018.
Frank Thompson
Frank Thompson, Managing Director
Tel. 01494 451441
Mobile. 07507 765722
Email. fthompsonchilternconsultancyltd.com
Joined the business in April 2015 as a Marketing Consultant. Multi-skilled, professional, specialising in marketing and business strategies across all communications platforms. Frank has proven expertise at creating and developing strategic and tactical plans within a range of markets, including professional services. In 2017 Frank was appointed Managing Director of Chiltern Consultancy, taking responsibility for the overall management of the practice and the facilities at Chiltern House
Substantial experience of developing marketing collateral through, websites, social media, digital and print campaigns, brochures and catalogues and event management all to demanding deadlines.
Frank is married with 3 grown up children, interested in all sports, an ex Semi-Pro footballer, FA Level 1 and 2 Qualifications, a Grade 3 Referee, and also a keen golfer.
Wayne Gooch Chartered FCSI
Wayne Gooch Chartered FCSI, Chartered Wealth Manager
Tel. 01494 451441
Mobile. 07890 940823
Email. wgoochchilternconsultancyltd.com
Born in Reading in 1974, Wayne considers himself to be a local lad. So local, in fact, that by the age of 18 he had spent five years living in Gloucestershire, six years in Llandudno in North Wales and two years in West Bridgford, Notts. Returning to Reading in 1992 and vowing never to leave again (apart from two years in Northamptonshire), Wayne joined a local firm of Stockbrokers and quickly progressed through the ranks to become an investment manager in Oxford.

In 2003 Wayne was approached by Grant Thornton to join their asset management division to look after the discretionary investment funds of high net worth individuals, charities and pension schemes. From there, he moved into the broader financial advice arena and it was only a matter of time before the attraction of operating as a truly independent financial adviser became too hard to resist. Wayne joined Chiltern Consultancy in March 2010 and is Chair of the Investment Committee. He oversees the investment process and research functions, as well as providing a bespoke solution to meet client expectations. He is a Chartered Fellow of the Chartered Institute of Securities and Investments, holding (amongst others) the level six Diploma in Investment Compliance.

When not following the fortunes of the Stock Market, Wayne turns his attention to his beloved Fulham FC and at the weekend can be seen out with his two children "rolling old-skool" on whichever of his 1980's BMX bikes takes his fancy.
Nicholas S. Kidby DipPFS
Nicholas S. Kidby DipPFS, Independent Financial Adviser
Tel. 01494 451441
Mobile. 07774 264356
Email. nkidbychilternconsultancyltd.com
With experience as an Independent Financial Adviser (IFA) since 1998, and having spent 12 years working in financial services prior to becoming an IFA, Nick is a highly experienced finance professional. He is a member of the Personal Finance Society and the Chartered Insurance Institute, and is a Certified Mortgage Specialist.

Nick primarily works within the professional market, advising clients that have been referred to him by their accountant or solicitor. As an experienced corporate financial planner, he supports directors and executive clients in relation to:
• Auto Enrolment implementation and compliance
• Retirement exit strategies (including workplace retirement planning)
• Estate planning – including wealth creation, investment portfolio construction, later life care strategies, equity release, lifetime mortgages and other on-going requirements.

Through a holistic approach, Nick helps his clients to consider and define their individual planning objectives. He explains the options available and supports clients in making informed choices that provide them with confidence in their financial future.

Nick is a keen swimmer and motorcycle tourer, he is currently renovating an old BMW R80, as well as a lifelong rugby enthusiast. Having played for High Wycombe RUFC for over 25 years, former Chairman, now honorary Life Vice President, Nick has now taken on the responsibility of Head of Sponsorship. His local club and sporting interests mean that he doesn’t have much time for his other passion – supporting the Campaign for Real Ale (CAMRA). However, he has succeeded several times in combining these pursuits by organising fundraising beer festivals for his rugby club.
Stuart Crawford MEng, FPFS
Stuart Crawford MEng, FPFS, Chartered Financial Planner
Tel. 01494 451441
Mobile. 07801 492888
Email. scrawfordchilternconsultancyltd.com
Stuart is a Chartered Financial Planner and is a Fellow of the Personal Finance Society, holding the Chartered Insurance Institute Advanced Diploma in Financial Planning. Stuart obtained a Master of Engineering degree from the University of Southampton in 1998 and worked in the automotive engineering sector for a number of years before switching to financial services.

He joined Chiltern Consultancy in 2006 after a period of employment with a major bancassurer. In 2005 he was awarded the Worshipful Company of Insurer's annual prize for achieving the best results in the country in his Certificate in Financial Planning exams. He works closely with private and commercial clients to help them achieve their long term financial planning objectives.

In the little spare time available that is not taken up by his young family Stuart is a keen wine enthusiast and he holds a Diploma in Wine and Spirits.
Stuart Clark  BA (Hons) ACSI
Stuart Clark BA (Hons) ACSI, Independent Financial Adviser
Tel. 01494 451441
Mobile. 07514 259727
Email. stuartclarkchilternconsultancyltd.com
Stuart is married, with three children and lives in the Chilterns. He has worked in financial services since 1998, and is a member of the Institute of Financial Planning. During this time, Stuart has worked within an accountancy practice in the West Midlands, administering the company's staff pension scheme, followed by four years providing support to clients, and Independent Financial Advisers, in relation to flexible retirement contracts.

In 2004, Stuart and his family moved ‘down south’ from Birmingham, at which time he began providing face-to-face advice to clients and he joined Chiltern Consultancy in May 2011. He is passionate about providing tailored, holistic advice to his clients, and adding value over time through long term relationships. His knowledge of investment platforms and investing in general is a particular strength and this has enabled Stuart to help many clients that have become disenchanted with the ever declining levels of service they have experienced from their traditional bank/building society.

Outside of the office, Stuart enjoys most sports, and recently came out of cricketing retirement and he has enjoyed what can only be described as "intermittent" success.
Peter Smith CFP TM Chartered MCSI CTA ACIB
Peter Smith CFP TM Chartered MCSI CTA ACIB , Independent Financial Adviser
Tel. 01494 451441
Mobile. 07872 382322
Email. psmithchilternconsultancyltd.com
Peter has worked in the finance industry for over 40 years and early in his career worked for Barclays, spending sixteen years there in their personal taxation, trust and executorship and discretionary investment management divisions. He has worked in the overseas trust, investment and corporate market on behalf of non-resident clients. Later he worked as a specialist tax and investment adviser for two AIM listed independent financial advice companies. He also has over nineteen years experience as an independent financial adviser; 11 of these as a business owner.

Peter is a Chartered Tax Adviser and an Associate Member of the Institute of Bankers. In 1999 he qualified as a Certified Financial Planner, an internationally recognised qualification in financial planning. Peter advises internally referred clients and clients from accountants and solicitors. He specialises in holistic lifestyle planning, investment portfolio construction, trust planning and solutions designed to reduce the burden of income tax, capital gains tax and inheritance tax.

Peter's diverse background and experience is greatly valued by his clients where thinking outside the norms of financial planning is paramount.

Peter works remotely from the High Wycombe practice of Chiltern Consultancy and has clients in Kent, south west London and the Thames Valley.
Edward Brown DipPFS
Edward Brown DipPFS, Independent Financial Adviser
Tel. 01494 451441
Mobile. 07789 220116
Email. ebrownchilternconsultancyltd.com
Edward has worked in the financial services sector for more years than he cares to remember. Starting with a well known life assurer as a life underwriter Edward subsequently moved into sales, servicing accountants in London's West End. He was recruited by a Reading based insurance broker in 1987, to service a multinational client's staff pension arrangements. Additionally he specialised in employee benefits, more particularly death benefit schemes for the diamond mining community in Africa.

Edward joined Chiltern Consultancy in 2006 and now specialises in retirement planning. In order to provide a more holistic service for clients he works closely another Chiltern adviser, Peter Smith. Edward is Diploma qualified and is working towards his Chartered status.
Cathrin Starkmann APFS,
Cathrin Starkmann APFS, , Chartered Financial Planner
Tel. 01494 451441
Mobile. 07841 261191
Email. cstarkmannchilternconsultancyltd.com
Cathrin’s career path started in film and television production delivering creative projects within financial parameters – well, most of the time anyway. After funding for a television channel she helped set-up was pulled without warning, she decided it was time for a change. Having realised that the financial planning process, so achieving personal goals and aspirations using defined financial means, shared many trademarks with what she had been doing for many years, she embarked on a career as a financial adviser and has never looked back.

A qualified adviser since 2009, Cathrin joined Chiltern in December 2014. Experience has shown her that clients benefit most when a trusted relationship is built over time; she promotes advice as an ongoing service to help her clients achieve their objectives not only in the short, but also in the longer term.

Working life aside, Cathrin enjoys a spot of painting, only recently securing a much-coveted first prize in the art category at the Chalfont St. Giles village fair.
Michael Ross BA(Hons) APFS, RLP, Cert MP & ER
Michael Ross BA(Hons) APFS, RLP, Cert MP & ER, Chartered Financial Planner
Tel. 01494 451441
Mobile. 07859 032287
Email. mrosschilternconsultancyltd.com
Michael started work as a Management Accountant in 2000 and after completing his BA (Hons) in Financial Services he joined this sector in 2005. He has continued his studies and is now a Chartered Financial Planner and a Registered Life Planner with the Kinder Institute of Life Planning.

Michael’s qualifications allow him to take a truly holistic approach to financial planning which, in turn, help him to help clients experience a more meaningful life. This approach is also key when clients face difficult financial decisions about their long term financial security as Michael can confidently help them to identify and achieve the future they want.

Michael can help clients feel in control of their finances and make sense of all their pensions investments and protection polices they have accumulated over the years by presenting them with a simple, well organised tax efficient financial strategy to achieve the life they want as soon as possible.

His clients are:
• Professionals and self-employed people with a pressurised life who need to ensure their own and their children’s future.
• People planning to leave the treadmill, who often don’t know what to do or be next and need to remain financially secure come what may.
• Existing retirees who need to ensure their financial security while helping their children.
• People who have inherited money.
• People planning for later life.

Michael lives in Hertfordshire with his wife Sharon and three young children. He loves taking them on camping holidays in France, Italy and the Peak District to experience the wide open spaces and mountains. He has an interest in classic cars, and to relax he does Pilates and loves gardening.
Richard Harrison FPFS
Richard Harrison FPFS, Head of Paraplanning
Tel. 01494 451441
Email. rharrisonchilternconsultancyltd.com
Richard has worked in financial services since leaving school in 1980. During his career he has worked for an insurance company, a pension trustee company and an independent financial adviser firm. Since 2008 Richard has worked specifically in the role of paraplanner, supporting one or more advisers and their associated clients. He joined Chiltern Consultancy in January of 2014. In June he achieved his Advanced Diploma and became a Chartered Financial Planner. In May 2018 Richard became a Fellow of the Personal Finance Society.

Outside of the office, Richard enjoys most sports and he embarks on an annual walking holiday, although these are getting to be more of a challenge each year
Sue Tokely
Sue Tokely, Paraplanner
Tel. 01494 451441
Email. stokelychilternconsultancyltd.com
Sue has worked within the financial services and retail banking sector since 2001, enjoying ten years as a financial adviser with HSBC Bank. She has achieved the Certificate for Financial Advisers qualifications and is currently studying towards a Diploma in Financial Services.

After becoming a casualty of a round of banking redundancies in 2012, Sue took a change of direction to become a paraplanner joining Chiltern Consultancy in May 2013. In this new role she provides full support to the clients of one of the directors of Chiltern Consultancy, Shaun Clarke. Her ten years of experience as an adviser puts Sue in an excellent position to provide exactly the right amount of support at exactly the right time. She continues to build on the existing client relationships and clients really do value her attention to detail and highly personalised communications.

Sue is married with two children. In her spare time she enjoys supporting her daughter in achieving her dancing exams and competing in dance competitions, which takes them all over the country. She also enjoys spending time with family and friends.
Noel McAuliffe DipPFS
Noel McAuliffe DipPFS, Paraplanner
Tel. 01494 451441
Email. nmcauliffechilternconsultancyltd.com
Noel has been in the financial service sector since 2002 and first worked for Chiltern Consultancy from 2007 – 2014. After a few years away he returned to Chiltern Consultancy in August 2017 where his financial planning career started all those years ago. Noel became Diploma qualified in Regulated Financial Planning in December 2012 and has also obtained his mortgage and equity release qualifications back in 2009 , he is also a member of the Personal Finance Society and the Chartered Insurance Institute.
Noel is Married with two young children and is a lover of most sport especially football and golf (on a good day). He spends most of his spare time with his family and friends and on occasion does not mind a good Jigsaw puzzle.
Ehsan Khan
Ehsan Khan, Paraplanner
Tel. 01494 451441
Email. ekhanchilternconsultancyltd.com
Ehsan started to work in the financial services sector in October 2012 where he joined a small independent adviser firm. Whilst there Ehsan worked on a one to one basis with an adviser and this really helped get his career off to a good start. Working very closely with just one adviser he was able to see the whole advice process take shape from start to finish and moreover to gain experience on variety of different client advice scenarios.
Ehsan’s next move was once again with an independent adviser firm but this time there was much more focus on investment product and fund research which is something Ehsan has a really keen interest in. He joined Chiltern Consultancy in October 2015 to further develop his skills and technical knowledge so that he can apply them in his role as a Paraplanner. In his spare time Ehsan likes to go the gym and spend time with friends and family.
Ameen Khan LLB(Hons) DipPFS
Ameen Khan LLB(Hons) DipPFS, Paraplanner
Tel. 01494 451441
Email. akhanchilternconsultancyltd.com
Ameen initially decided on a career in law and went to Staffordshire University where he received First-Class Honours (LLB). While in his final year he was working for a solicitor’s firm based in Birmingham. As a result of his experience he felt continuing on to become a solicitor was not the right route for him.
After graduating he moved back home, and was offered a temporary job within a small IFA firm after impressing his employer he was offered a full-time role. This is where Ameen decided working in financial services was the right choice for him and embarked on his career. Since joining Chiltern in 2016 he has subsequently become Diploma qualified and is now aiming to become a Financial Adviser.
Rob Stone
Rob Stone, Paraplanner
Tel. 01494 451441
Email. rstonechilternconsultancyltd.com
Rob has worked in the Finance Services Industry since 2000. The majority of this time was spent in Retail Banking, working his way up from the role of Cashier to Bank Manager. Due to continued changes within the Banking Sector he realised long term career options were limited and decided it was time for a change. He joined Chiltern Consultancy in May 2017 and is currently working towards his Diploma in Financial Services. Rob lives in the local area with his partner and two children. In his spare time he enjoys spending time with his family and friends. His hobbies include going to the gym and the cinema.
Mohammed Imran
Mohammed Imran, Paraplanner/IFA
Tel. 01494 451441
Email. mimranchilternconsultancyltd.com
Imran began his career in 2006 in the financial services arena after completing his BA (Hons) in financial services from Nottingham.
He joined Chiltern Consultancy after periods of employment with major bancassurers and pension providers.
He chose financial services with a passion to understand how investments worked and the impact money has on people’s lives.
Combining technical knowledge and understanding what is important to a client he finds it especially rewarding to help navigate a plan for the future and help give some level of control.
Imran is a member of the Personal Finance Society of Financial Advisers and the Chartered Institute of Insurance.
A qualified Pension Transfer Specialist and is well on his way to achieving chartered status combined with a very keen interest in global markets, world politics and current affairs.
Outside the office, Imran is a keen sports enthusiast, with tennis, cricket and mixed martial arts a passion.
Sue Foster
Sue Foster, Office Manager
Tel. 01494 451441
Email. sfosterchilternconsultancyltd.com
Sue joined Chiltern Consultancy in 2001 and is now the Office Manager. Sue began her career working with a Marketing Agency, before moving to become PA to the Sales Director of Ariston UK, who were based in High Wycombe. A career break was taken when Sue wanted to look after her children and has the unenviable position of being the long suffering wife of Mike Foster, which acts as clear evidence of her strong character!

Outside of work Sue has become very involved with the ‘Hearing Dogs for the Deaf’ and looks after the dog allocated to her whilst specialist training is provided, which will eventually see the dog placed with someone who requires it for companionship, safety and awareness. Sue feels this is particularly rewarding and has kept in touch with the recipients of the dogs she has looked after.
Stacey Platt
Stacey Platt, Administrator
Tel. 01494 451441
Email. splattchilternconsultancyltd.com
Stacey started working with Mike Foster in September 2000 and when Chiltern Consultancy Ltd was formed in 2003 she became part of the administration team. On a day to day basis she is responsible for all bank account reconciliations within the firm and for keeping all records up to date ready for submission to the bookkeeper and payroll. In addition to dealing with the income control and allocation Stacey also provides general administration support for the directors and advisers alike.

Prior to working with Mike and then Chiltern, Stacey worked as a buyer for Johnson & Johnson for many years before starting a family. She enjoys keeping fit and healthy and belongs to a local gym where she regularly attends various exercise classes. When she is not in the gym or at work she enjoys holidaying with her family at her house in Bulgaria.
Estelle Burnard
Estelle Burnard, Administrator
Tel. 01494 451441
Email. eburnardchilternconsultancyltd.com
Estelle started working at Chiltern Consultancy in September 2006, joining a school friend, Stacey Platt, in the office admin team. After 9 years in this role, in July 2015, Estelle moved positions within the firm to join Angela Dickson on the corporate pension side of the business.

Her new role is focussed solely on making sure that corporate clients that we have advised and implemented a new ‘workplace pension’ scheme for, meet all aspects of what is required by The Pensions Regulator (TPR) at all times. In relation to these types of pensions there is some very specific administration needed at the point the scheme is set up and on an on-going basis. Employers must adhere to these requirements in order to remain compliant with the ‘workplace pension’ rules and that is where Estelle comes into her own.

Estelle’s work background before Chiltern Consultancy was in bookkeeping/accounts administration, something that has proven extremely useful in her new pension administration role.

Estelle is married with 2 grown up sons and outside of work she enjoys walking her dog and weekly Pilates.
Barry Dix
Barry Dix, Paraplanning Support Administrator
Tel. 01494 451441
Email. bdixchilternconsultancyltd.com
Barry started working in Financial Services in July 2013 and joined Chiltern Consultancy in July 2015. As part of the experienced administration team his role involves ensuring systems are kept up to date with new business, changes of address, fee/commission payments as well as supporting Paraplanners and IFAs in obtaining valuations, submitting Letters of Authority and monitoring fund switches and new business.Previous to this role, Barry had 25 years in technical selling and running a busy department in the construction sector followed by 15 years running his own e-commerce business.
In his spare time, Barry enjoys watching Rugby Union and is a keen photographer.
Robin Madden
Robin Madden, Client Relationship Manager
Tel. 01494 451441
Mobile. 07916 279502
Email. rmaddenchilternconsultancyltd.com
Robins financial services career started in January 1984 as part of Providence Capitol, who were then later bought by Old Mutual in 1986, through an era of change in Financial Services Robin became an Independent Financial Adviser in 1998. Happily married to Dee (Davina) with two, now grown up children, Byron and Savanna, Both Dee & Robin live in Worthing on the South Coast.

Having known Nick Kidby and Mike Foster for some 30 years through his career contact at Providence Capital / Old Mutual, Robin was asked if he would consider joining Chiltern Consultancy to provide Nick support with help to build and develop client relationships. This he eventually did joining Chiltern Consultancy in February 2017 eager to continue his career supporting Investment and Retirement needs for its Clients, these mainly, with successful self-employed or small Limited Company’s business owners. Nick and Robin take pride in providing a logical common-sense approach by developing solutions for those clients that require flexibility so they can make the best choices for their future. Holistic financial planning allows our clients to build long term relationships with Chiltern Consultancy helping clients through their life stages, from building a home, family, onto retirement ensuring that each generation secure their future welfare through appropriate financial planning.

Robin’s hobbies involve some sport (but he says he must be practical at 60!) he manages to find time to walk, enjoy his gardening, cooking with Dee as well as their love of Foreign Travel, not forgetting Grandpop’s duties with his 13-month-old Grandson Teo!
Hannah Sainsbury
Hannah Sainsbury, Receptionist & PA to CEO
Tel. 01494 451441
Email. hsainsburychilternconsultancyltd.com
Hannah, originally from Kent started her working career in a hotel near Gatwick Airport where she worked as a Guest Service Assistant. The role was simply to allow her to save up and go travelling but after being promoted twice within a short period to Reception Supervisor and meeting her now husband, travelling went out the window and she got married instead! From there she moved to London and worked as a Receptionist and then Office Manager at a Marketing and Advertising Agency in Marylebone. In this role Hannah got very involved in the company’s social committee, in which she planned their Christmas parties, Summer away days and other events throughout the year. This in turn sparked her interest in working in an events role. She and her husband then moved to High Wycombe and Hannah moved back into the hotel industry working as a Meeting and Events Sales Executive near Windsor. In 2016, she gave birth to a baby boy and after going on maternity leave decided to take some time out to raise her son. Hannah then joined Chiltern on a part time basis in March 2018.
Outside of work she loves spending time with family & friends, walking her slightly loopy Chocolate Labrador and going on holidays that make up for not going travelling. So far managing to tick 26 countries off her ever-growing list. She is also a keen photographer and has completed a silver jewellery making course.
Carole Wilson
Carole Wilson, Receptionist
Tel. 01494 451441
Email. cwilsonchilternconsultancyltd.com
Carol began her career as a Pharmacy Technician for six years. She decided to take time out and travelled across and around the USA for 7 months. In this time starting in New York, she continued and managed to visit Chicago, San Francisco, Hawaii, LA, New Orleans, Florida, Mexico finishing with a trip to the Bahamas.
She shortly returned to America where she set up home in San Francisco and lived there for almost 10 years. While living in the US she experienced various roles, starting (as most Americans do) as a waitress, going onto become the manager of a small Italian restaurant. She took a change in career and began work in a Real Estate office, as a Property Manager Co-ordinator, then moved on to become a Resident Manager of a 52 home Condominium complex.
In 1993 she moved back to England with her twin daughters and met her husband and now has a son. Since her return home she continued working in an office environment for a few years, then returned to working as a Pharmacy Technician for 10 years. In April 2018 Carol joined Chiltern Consultancy on a part time basis.
Carol likes to socialise with friends and family, is an active member of her village Fayre committee and still has a love of travel and takes advantage, as much as possible, to visit parts of the world she hasn’t yet seen.

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