This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.
Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.
In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.
Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2019/20 at £20,000.
Nobody likes to pay tax and many investors will want to mitigate the imposition of income tax and capital gains tax that they have already suffered and inheritance tax that their estate is going to suffer in the future.
We are able to offer a range of planning strategies and investments to help those clients meet their goals within the range of what they can afford.